Multi-Pet Insurance

Cover for the whole gang

Just what I need.

Designed by vets, loved by pets

Whether you’re a parent to a couple of cuddly cats, a party of pups or both, our multi-pet insurance will ensure your pets and your pocket are protected.

You can insure up to 5 dogs and cats on one policy, making it easy to manage all your pets in one place. Each pet has its own cover limit, excess and co-insurance.

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Choose your cover level

Both policies come with a choice of three cover levels. Each has a limit per condition and an overall limit for all claims in the policy year.

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£3,000

per condition

£10,000

total claims per year

£6,000

per condition

£20,000

total claims per year

£9,000

per condition

£30,000

total claims per year

Compare our policies

	Critical Care Get a quote	Initial Care Get a quote
COVER LIMITS
Vet fees – limit per condition Vet fees – total limit per policy year	£3,000, £6,000 or £9,000 £10,000, £20,000 or £30,000	£3,000, £6,000 or £9,000 £10,000, £20,000 or £30,000
MAXIMUM AGE AT POLICY START
Dogs Cats	Up to and including 12 years Up to and including 14 years	Up to and including 8 years Up to and including 10 years
HOW THE COVER WORKS
Type of cover	Emergency surgery and hospitalisation when your pet’s life is at risk	Accident and illness – 42-day time-limited cover
Treatment period	Until your vet discharges your pet	Up to 42 days from the day of the accident, or from the first signs of illness
WHAT YOU PAY TOWARDS A CLAIM
Excess Co-insurance (pets aged 6 or over)	None None	£100 per condition 15% of each claim, after the excess
WAITING PERIODS
Accident and injury Illness Cruciate ligament	48 hours 30 days ✗ Not covered	48 hours 14 days 30 days
EXTRAS
24/7 video vet conversations (VidiVet) Travel in EU (Pet Travel Scheme) countries	✓ Included Up to 30 days per trip, 60 days per year	✓ Included Up to 30 days per trip, 60 days per year
NOT COVERED
Pre-existing conditions Third party liability (dogs)	✗ Not covered ✗ Not covered	✗ Not covered ✗ Not covered

Please read the Insurance Product Information Document and policy wording for full terms, conditions and exclusions.

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Dog on a phone screen during a video vet call

Why choose Heckin Good?

Unlimited 24/7 video vet conversations with VidiVet, at no extra cost.
Designed for new injuries and illnesses.
Cover for those crucial times.
No hidden extras or charges for services you may not need.
Multi-pet policy – insure up to 5 pets on one policy.
Digital, low-fuss claims handling.

We’re here to help protect your pets and your pocket!

Get a quote

Ginger cat with the words Just what I need!

Multi-pet questions, answered

Quick answers to what pet parents ask us most. See all FAQs